Terms of Service

By using this website, you agree to obey these Terms of Service and Conditions of Use. Please read them carefully.

The Accounting & Tax Academy (“We/Our/Us”) is a trading style of Aidhan Financial Services Ltd.

Our mission is to empower you to know your numbers through our educational and informative accounting and tax content.

We currently have an in-house team of qualified accountants to create and share educational and informative content (“content producers”) and to access that educational content to learn (“members”).

We consider our membership model the best way to offer valuable educational content to our users. We need rules to keep our platform and services safe for you, us, and our member community. These terms apply to all your activities on our website, our applications, and other related services (“Services”).

2. Subscription Plans

During your subscription to a Subscription Plan (“Subscription Plans”), you get a limited, non-exclusive, non-transferable license from us to access and view the content included in that Subscription Plan via the Services.

The subscription that you purchase or renew determines the scope, features, and price of your access to a Subscription Plan. You may not transfer, assign, or share your subscription with anyone else.

We reserve the right to revoke any license to use the content in our Subscription Plans for legal or policy reasons at any time and at our sole discretion, such as if we no longer have the right to offer the content through a Subscription Plan.

3. Account Management

You may cancel your paid subscription at any time by following the steps in our Getting Started video, accessible in the platform.If you cancel your subscription to a Subscription Plan, your access to that Subscription Plan will automatically end on the last day of your billing period. On cancellation, you will not be entitled to receive a refund or credit of any fees already paid for your subscription, unless otherwise required by applicable law. For clarity, cancellation of a subscription does not terminate your Accounting & Tax Academy account.

4. Payments and Billing

The subscription fee will be listed at the time of your purchase in the memberships tab of the platform. We may also be required to add taxes to your subscription fee. Payments are non-refundable and there are no refunds or credits for partially used periods, unless otherwise required by applicable law.

To subscribe to a Subscription Plan, you must provide a payment method. By subscribing to a Subscription Plan and providing your billing information during checkout, you grant us and our payment service providers the right to process payment for the then-applicable fees via the payment method we have on record for you.

At the end of each subscription term, we will automatically renew your subscription for the same length of term and process your payment method for payment of the then-applicable fees.

In the event that we update your payment method using information provided by our payment service providers, you authorise us to continue to charge the then-applicable fees to your updated payment method.

If we are unable to process payment through the payment method we have on file for you, or if you file a chargeback disputing charges made to your payment method and the chargeback is granted, we may suspend or terminate your subscription.

We reserve the right to change our Subscription Plans or adjust pricing for our Services at our sole discretion. Any price changes or changes to your subscription will take effect following notice to you, except as otherwise required by applicable law.

5. Subscription Disclaimers

We make no guarantees as to the availability of any specific content in any Subscription Plan or as to any minimum amount of content in any Subscription Plan. At any point in the future, we reserve the right to offer or cease to offer additional features to any Subscription Plan, or to otherwise modify or terminate a Subscription Plan at our sole discretion.

These disclaimers are in addition to those listed in the “Disclaimers” section below.

6. Using Accounting & Tax Academy at Your Own Risk

Our content is created and produced by qualified CCAB accountants and chartered tax advisors. Any content you access and consume, you rely on any information provided by our content producers at your own risk.

By using the Services, you may be exposed to content that you consider offensive, or objectionable. We have no responsibility to keep such content from you and no liability for your access or enrollment in any course or other content, to the extent permissible under applicable law.

You assume full responsibility for the choices you make and any actions taken, before, during, and after your access to the content.

When you use our Services, you will find links to other websites that we don’t own or control. We are not responsible for the content or any other aspect of these third-party sites, including their collection of information about you. You should also read their terms and conditions and privacy policies.

7. Indemnification

If you behave in a way that gets us in legal trouble, we may exercise legal recourse against you. You agree to indemnify, defend (if we so request), and hold harmless Aidhan Financial Services Ltd, our group companies, and their officers, directors, suppliers, partners, and agents from an against any third-party claims, demands, losses, damages, or expenses (including reasonable legal fees) arising from (a) your use of the Services (b) your violation of these Terms, or (c) your violation of any rights of a third party. Your indemnification obligation will survive the termination of these Terms and your use of the Services.

8. Accounting & Tax Academy’s Rights

We own the Accounting & Tax Academy platform and Services, including the website, present or future apps and services, and things like our logos, API, code, and content created by our employees. You can’t tamper with those or use them without authorisation.

All right, title, and interest in and to the Accounting & Tax Academy platform and Services, including our website, our existing or future applications, our APIs, databases, and the content our employees or partners submit or provide through our Services are and will remain the exclusive property of Aidhan Financial Services Ltd and its licensors. Our platforms and services are protected by copyright, trademark, and other laws of both the United Kingdom and foreign countries. Nothing gives you a right to use the Accounting & Tax Academy name or any of the Accounting & Tax Academy trademarks, logos, domain names, and other distinctive brand features.

Any feedback, comments, or suggestions you may provide regarding the Accounting & Tax Academy or the Services is entirely voluntary and we will be free to use such feedback, comments, or suggestions as we see fit and without any obligation to you.

You may not do any of the following while accessing or using the Accounting & Tax Academy platform and Services:

• access, tamper with, or use non-public areas of the platform (including content storage), the our computer systems, or the technical delivery systems of Aidhan Financials Services Ltd’s service providers.
• disable, interfere with, or try to circumvent any of the features of the platforms related to security or probe, scan, or test the vulnerability of any of our systems.
• copy, modify, create a derivative work of, reverse engineer, reverse assemble, or otherwise attempt to discover any source code of or content on our platform or Services.
• access or search or attempt to access or search our platform by any means (automated or otherwise) other than through our currently available search functionalities that are provided via our website, mobile apps, or API (and only pursuant to those API terms and conditions). You may not scrape, spider, use a robot, or use other automated means of any kind to access the Services.
• in any way use the Services to send altered, deceptive, or false source-identifying information (such as sending email communications falsely appearing as the Accounting & Tax Academy); or interfere with, or disrupt, (or attempt to do so), the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the platforms or services, or in any other manner interfering with or creating an undue burden on the Services.

9. Disclaimers

It may happen that our platform is down, either for planned maintenance or because something goes down with the site. It may happen that one of our content producers is making misleading statements in their content. It may also happen that we encounter security issues. These are just examples. You accept that you will not have any recourse against us in any of these types of cases where things don’t work out right. In legal, more complete language, the Services and their content are provided on an “as is” and “as available” basis. We (and our affiliates, suppliers, partners, and agents) make no representations or warranties about the suitability, reliability, availability, timeliness, security, lack of errors, or accuracy of the Services or their content, and expressly disclaim any warranties or conditions (express or implied), including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We (and our affiliates, suppliers, partners, and agents) make no warranty that you will obtain specific results from use of the Services. Your use of the Services (including any content) is entirely at your own risk. Some jurisdictions don’t allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

10. Limitation of Liability

You fully accept any risks inherent to using our services and you agree that you will have no recourse to seek damages against even if you suffer loss or damage from using our platform and Services. In legal, more complete language, to the extent permitted by law, we (and our group companies, suppliers, partners, and agents) will not be liable for any indirect, incidental, punitive, or consequential damages (including loss of data, revenue, profits, or business opportunities, or personal injury or death), whether arising in contract, warranty, tort, product liability, or otherwise, and even if we’ve been advised of the possibility of damages in advance. Our liability (and the liability of each of our group companies, suppliers, partners, and agents) to you or any third parties under any circumstance is limited to the greater of one hundred pounds (£100) or the amount you have paid us in the twelve (12) months before the event giving rise to your claims. Some jurisdictions don’t allow the exclusion or limitation of liability for consequential or incidental damages, so some of the above may not apply to you.

11. Governing Law and Jurisdiction

Our standard terms and conditions of business are governed by, and should be construed in accordance with United Kingdom law. 

12. Updating These Terms

From time to time, we may update these Terms to clarify our practices or to reflect new or different practices (such as when we add new features), and we reserve the right in its sole discretion to modify and/or make changes to these Terms at any time. If we make any material change, we will notify you using prominent means, such as by email notice sent to the email address specified in your account or by posting a notice through our Services. Modifications will become effective on the day they are posted unless stated otherwise.

Your continued use of our Services after changes become effective shall mean that you accept those changes. Any revised Terms shall supersede all previous Terms.

Privacy Policy

The Accounting & Tax Academy is a trading style of Aidhan Financial Services Ltd. (“We”) are committed to protecting and respecting your privacy.

This policy (together with our terms of use and any other documents referred to in it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting any of our sites and/or participating in any of our surveys (as set out in our terms of use) you are accepting and consenting to the practices described in this policy.

For the purpose of the Data Protection Act 2018, the General Data Protection Regulation (EU) 2016/679 and any subsequent UK data protection legislation (the Legislation), the data controller is Aidhan Financial Services Limited.

Information we may collect

We may collect and process the following data about you:

Information you give us

You may give us information about you by filling in forms on our site, using social media logins and/or other plugins, participating in our surveys which may be sent to you from time to time or by corresponding with us by phone, email or otherwise. This includes information you provide when you register to use our site, subscribe to a newsletter or service, order products or services, upload or download content, and/or participate in discussion boards or other social media functions on our site. The information you give us may include (but is not necessarily limited to):

·        your personal name and address;

·        your business name and address;

·        your email address;

·        your phone number;

·        your financial and credit card information; and/or

·        your photograph

Information we collect about you

Each time you visit our site or interact with the emails we send to you, we may automatically collect the following information:

·        technical information, including the Internet protocol (IP) address used to connect your computer to the internet, your login information, browser type and version, operating system and platform;

·        information about your visit, including the URL clickstream to, through and from our site (including date and time); pages, resources and/or products you viewed or searched for; page response times, errors, length of visits to certain pages, page interaction, and methods used to browse away from the page;

·        information about your interaction with our emails, including whether you have opened the email, the number of times the email is accessed, and your interaction with email content including the links you have clicked.

·        We may also build a picture of your digital data profile, by taking information on you from public sources, such as your publicly available social media information and other third party sources such as Companies House. We do this to help us direct more targeted information and content to you.

Information we receive from other sources

We may receive information about you if you use any of the other websites we or any of our group companies operate or the other services we provide. We are also working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies) and may receive information about you from them.
We also receive information about you from third party telemarketing companies. We or our partners will only you contact you where you have given the telemarketing companies your consent for us to do so.

Legal basis for processing your data

We may process your data because:

·        we are legally obliged to e.g. to confirm your identity;

·        the processing is necessary for the performance of the contract with you to provide our services; or

·        it is in ours or a third party’s legitimate interests to do so.

·         

In some instances, we will rely on your consent to process Personal Data and where we do this, it will be flagged to you at the time.

Uses made of the information

We use information held about you in the following ways:

Information you give to us. We will use this information:

·        to enable you to access the content and functions available via the site, provide you with any products and services you request, and carry out our obligations arising from any contracts entered into between you and us;

·        to provide you with information about other resources, materials, goods and services we offer that are similar to those that you have already accessed, purchased or enquired about;

·        to provide you, or permit selected third parties to provide you, with information about goods or services we feel may interest you. If you are a new user, and where we permit selected third parties to use your data, we (or they) will contact you only if you have consented to this by ticking the relevant box situated on the form on which we collect your data, or you have given your consent to third party telemarketing companies;

·        to notify you about changes to our service;

·        to ensure that content from our site is presented in the most effective manner for you and for your computer.

Information we collect about you. We will use this information:

·        to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;

·        to improve our site;

·        to allow you to participate in interactive features, when you choose to do so;

·        to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;

·        to make suggestions and recommendations to you and other users of our site about content, goods or services that may interest you or them.

Disclosure of your information

We may share your personal information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.

We will not share your data with third parties without your consent.

·        Parties to whom we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use or terms and conditions of supply and other agreements; or to whom we disclose or share data in order to protect the rights, property, or safety of the Aidhan Financial Services Limited group of companies, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Marketing

We would like to send you information by post, email, telephone, text message (SMS) or automated call about our products and services, competitions and special offers which may be of interest to you.

Other businesses within our group or [content partners] we work with may also send you similar marketing messages, depending on what you agree with us.

We will only ask whether you would like us and other businesses to send you marketing messages when you tick the relevant boxes when you create an account or complete online forms (for example for downloading a whitepaper).

We may send B2B marketing emails to you as a business contact where we believe we have legitimate interests for doing so. Such emails will always give the option to opt-out from future communications.

If you have consented to such receive marketing from us, [[our group] or other businesses,] you can opt out at any time. See ‘What rights do you have?’ below for further information.

Keeping your data secure

We will use technical and organisational measures to safeguard your personal data, for example:

·        access to your account is controlled by a password and user name that are unique to you;

·        we store your personal data on secure servers; and

·        payment details are encrypted using SSL technology (typically you will see a lock icon or green address bar (or both) in your browser when we use this technology).

·         

Our hosting provider is certified to ISO 27001. This family of standards helps us manage your information and keep it safe and secure.

While we will use all reasonable efforts to safeguard your personal data, you acknowledge that the use of the internet is not entirely secure and for this reason we cannot guarantee the security or integrity of any personal data that are transferred from you or to you via the internet. If you have any particular concerns about your information, please contact us (see ‘Contact‘ below).

What can I do to keep my information safe?

If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.

Where we store your personal data

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

Social media

If you use social media plugins or features on our site, including but not limited to the LinkedIn login function, you agree that we may receive information about you from social media sites (including personal information such as your name, gender, date of birth and location) in order to enable us to provide you with an online account and to enable you to use the site and its features. Any information received by us via the use of social media functions shall be stored and used strictly in accordance with this privacy policy.

How long do we keep your personal information?

We keep your personal information for as long as we need to for the purposes for which it was collected or (if longer) for any period for which we are required to keep personal information to comply with our legal and regulatory requirements.

Your Data Protection Rights

Aidhan Financial Services Ltd would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

·        The right to access

You have the right to request Aidhan Financial Services Ltd for copies of your personal data. We may charge you a small fee for this service. When exercising this right please make sure you tell us that this is a “Subject Access Request”.

·        The right to rectification

You have the right to request that Aidhan Financial Services Ltd correct any information you believe is inaccurate. You also have the right to request Aidhan Financial Services Ltd to complete the information you believe is incomplete.

·        The right to erasure

You have the right to request that Aidhan Financial Services Ltd erase your personal data, under certain conditions.

·        The right to restrict processing

You have the right to request that Aidhan Financial Services Ltd restrict the processing of your personal data, under certain conditions.

·        The right to object to processing

You have the right to object to Aidhan Financial Services Ltd ’s processing of your personal data, under certain conditions.

·        The right to data portability

You have the right to request that Aidhan Financial Services Ltd transfer the data that we have collected to another organization, or directly to you, under certain conditions.

Once we have received the request and verified your identity, we will respond as soon as possible and in any event within one month.  If you would like to exercise any of these rights, please contact using this method:-

Write to us:

199 Bishopsgate, Spitalfields, London EC2M 3TY

Your request should include the following details:

·        Your full name

·        The email address used in your registration

·        The type of request you are making

·        Any details that will help us to identify your data.

All email must send an email from the email account used in their registration on our site granting you permission to request the information.

Cookies

A cookie is a small text file written to your hard drive that contains information about your account and use of this site. Cookies enable us to collect useful information and to improve your experience when accessing and using our site.

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.

There is a popup when you visit our website which asks for your permission for us and our partners to use cookies on our platform (apart from where we have a Legitimate Interest to do so). The consent you give us is stored in a Consent Management Platform (Quantcast) and you can remove consent at anytime by either clicking “More Options” in the Popup or via the link at the top of this privacy policy.

The cookies we use on our site include:

·        Google Analytics

We use this this service to improve your experience across the sites

·        The service

This service runs in the background and drops one or more cookies to your computer, or handheld device. It helps us measure how you interact with our websites content by tracking your user journey and site interactions. The cookies store non-identifiable information about your browsing history, we use this data to analyse patterns and trends to help improve your experience.

·        The data Google Analytics stores about you:

Non-identifiable data such as, visits, pages views, time on site, and the journey you take through the site.

For more details on Google Analytics please visit their website http://www.google.com/analytics/

Third Party Cookies

Third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

Managing cookies

If you do not wish to manage your consent choices through our Consent Management Platform then you can also do this through your browser settings. The “help” function within your browser should provide information about this. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our privacy policy.

Complaints

If you have any complaints about the way we use your personal information please contact info@aidhanfinancial.com who will try to resolve the issue. If we cannot resolve any issue, you have the right to complain to the data protection authority in your country (the Information Commissioner in the UK). This can be done via their website

Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to info@aidhanfinancial.com and please state the website(s) it is in reference to.

Thank you for visiting our site.